TKOG COMMUNITY DEVELOPMENT CORPORATION
Financial knowledge should be a life skill everyone has.
Free, practical financial education designed to help people understand money, make informed decisions, build ownership, create wealth and transfer financial knowledge across generations.
Free Community EducationDigital + In PersonPowered by AVA
THE TKOG EEI TRANSFORMATION
01Financial Confusion
02Financial Fluency
03Financial Competency
04Financial Confidence
05Financial Independence
06Ownership
07Wealth
08Legacy
FINANCIAL LITERACY IS NOT A CLASS. IT IS A LIFE SKILL.
FINANCIAL EDUCATION IS NOT AN EVENT. IT IS A LIFELONG SYSTEM.
WHY TKOG EEI EXISTS
Nobody should reach adulthood saying, “Nobody ever taught me this.”
Too many people enter adulthood without being taught how credit, mortgages, investing, insurance, taxes, contracts or wealth building actually work. TKOG EEI™ exists to change that.
Create financially prepared families.
Create financially literate cultures.
Transfer knowledge and assets forward.
FINANCIAL LIFE CURRICULUM™
One institute. Your entire financial life.
Your income affects your credit. Your credit affects homeownership. Your debt affects investing. Your protection affects your family. TKOG EEI teaches the entire financial life as one connected system.
Money Foundations Academy™
How money works, financial habits, opportunity cost, risk and wealth fundamentals.
Explore curriculum →Income & Cash Flow Academy™
Paychecks, budgeting, emergency reserves, expense control and financial margin.
Explore curriculum →Banking Academy™
Checking, savings, credit unions, digital banking, fees, fraud prevention and account systems.
Explore curriculum →Credit & Debt Academy™
Credit reports, scores, cards, loans, debt payoff, rebuilding credit and debt freedom.
Explore curriculum →Consumer Finance Academy™
Vehicles, financing, leases, warranties, subscriptions, negotiation and total cost of ownership.
Explore curriculum →Insurance & Protection Academy™
Life, auto, renters, homeowners, health, disability, liability and family protection.
Explore curriculum →Investing Academy™
Stocks, bonds, funds, diversification, fees, risk, long-term investing and portfolio concepts.
Explore curriculum →Retirement Academy™
401(k)s, IRAs, employer matching, Social Security concepts and retirement readiness.
Explore curriculum →TKOG OWN Academy™
Mortgage readiness, homebuying, closing costs, equity and sustainable homeownership.
Explore curriculum →Entrepreneurship Academy™
Revenue, profit, cash flow, pricing, bookkeeping, capital, valuation and business scaling.
Explore curriculum →Wealth & Assets Academy™
Net worth, ownership, leverage, asset classes, wealth strategy and family balance sheets.
Explore curriculum →Legacy Academy™
Beneficiaries, wills, trusts, estate concepts, inheritance and generational wealth transfer.
Explore curriculum →TKOG FINANCIAL IQ™
Know what you know. Discover what you don’t.
AVA evaluates your financial knowledge across the major areas of financial life and creates your personalized Financial Knowledge Map™.
Discover My Financial IQYOUR FINANCIAL MASTERY
IQASSESSMENT
- Knowledge gaps identified
- Personalized course path
- Decision-specific recommendations
- Progress measured over time
AVA FINANCIAL EDUCATION INTELLIGENCE™
Meet AVA. Your 24/7 financial education intelligence system.
AVA personalizes your learning experience based on what you already know, what you need to learn next and the financial decisions in front of you.
Personalized curriculumCourse navigationFinancial simulationsAssessmentsProgress trackingDecision preparation
ASK AVA™
“What should I learn next?”
AVA connects your Financial IQ, goals, life stage and upcoming decisions to the next best learning action.
I want to buy a home →
Help me understand my credit →
Teach me investing →
TWO-CAMPUS MODEL
Learn anywhere. Learn in person.
TKOG EEI Digital Campus™
24/7 access to courses, classes, assessments, certificates, financial calculators, simulations, AVA guidance and personalized learning pathways.
Enter Digital Campus →TKOG EEI Community Mega Centers™
Financial classrooms, computer labs, homeownership centers, entrepreneurship labs, youth education, family education, mentorship and AVA learning stations.
Explore Mega Centers →KNOW BEFORE YOU DECIDE™
Before you make the decision, understand the decision.
Major financial decisions should not become expensive lessons after the fact. TKOG EEI prepares participants before they sign, borrow, buy, invest or commit.
Buy or lease a vehicle
Rent an apartment
Buy a home
Open a credit card
Take a loan
Choose insurance
Accept a job offer
Start a business
Enter a partnership
Invest
Sign a major contract
Prepare for retirement
FINANCIAL SIMULATION LAB™
DecisionBuy a $40,000 vehicle
Monthly ImpactCalculated
5-Year ImpactCalculated
Interest CostCalculated
Net-Worth ImpactCalculated
PRACTICE BEFORE IT COSTS YOU
Learn financial decisions without risking real money.
Participants can simulate vehicle purchases, mortgages, insurance, debt payoff, job loss, investing, inheritance, emergencies, business decisions and retirement.
Explore SimulationsTKOG EEI CERTIFICATION LADDER™
From financial foundations to community educator.
LEVEL 1TKOG Certified Financial Foundations™
LEVEL 2TKOG Certified Financially Literate™
LEVEL 3TKOG Certified Financially Competent™
LEVEL 4TKOG Certified Financially Fluent™
LEVEL 5TKOG Certified Wealth Builder™
LEVEL 6TKOG Certified Financial Mentor™
LEVEL 7TKOG Community Financial Educator™
TKOG EEI institutional certificates demonstrate completion or proficiency within TKOG EEI educational programs. They are not government licenses or authorization to provide regulated financial, investment, legal, tax, insurance or mortgage advice.
OUR CENTRAL KPI
Financial Competency Created™
We measure transformation, not just attendance.
People Educated
Financial IQ Improvement
Savings Established
Debt Reduced
Credit Improvement
Homeowners Created
Businesses Developed
Youth Educated
Mentors Trained
Net-Worth Improvement
Financial knowledge should run in the family.
Children should grow up hearing words like equity, interest, credit, investment, cash flow, net worth, mortgage, insurance, beneficiary and ownership long before they reach adulthood.
Your financial education can start now.
You do not need perfect credit, a certain income or previous financial knowledge. You simply need somewhere to begin.